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Standard Chartered Credit Card

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Discounts on Hotel and Flight Booking

Complimentary Lounge Access
Up to 2 % cashback on online spends
Earn 5x Reward Points on every Rs. 150 spent
Earn 1x Reward point on every other purchase


Standard Chartered is a British multinational banking and financial services company. It is a universal bank with operations in consumer, corporate and institutional banking, and treasury services. In December 2010, Standard Chartered was recognised as the Global Bank of the Year in The Banker's Bank of the Year 2010 awards.

Are you looking for a credit card that offers higher reward points? You can choose from various different Standard Chartered credit cards that give you reward points or cashback each time you spend. The joining fees for these cards range from Rs.250 to Rs.5,000.

Top Credit Cards Offered by Standard Chartered Bank

Standard Chartered Bank Credit Cards offer a variety of perks and services to consumers from all walks of life, including accelerated rewards, cashback incentives, discounts, reward point redemption for air miles, a good life program, easy EMI, and much more.

Credit CardAnnual Fee*Category
Standard Chartered Smart Credit CardRs. 499Cashback
Standard Chartered DigiSmart Credit CardRs. 49 (Monthly)Shopping
Standard Chartered Manhattan Platinum Credit CardRs. 999Cashback
Standard Chartered Platinum Rewards Credit CardRs. 250Fuel
Standard Chartered Ultimate Credit CardRs. 5000Reward
Standard Chartered Super Value Titanium Credit CardRs. 750 (Monthly)Cashback

Standard Chartered Smart Credit Card

  • Extended Interest-free Credit Period
  • Enjoy an extended interest free credit period for the first 90 days post credit card issuance by paying only the minimum amount due.

  • Cashback on all your Online spends
  • Get 2%* cashback on all your Online spends, up to a maximum of Rs 1000 per month.

  • Special Interest rate for EMI plans with Nil processing fee
  • Convert your transactions into EMIs at special interest rate of 0.99% per month at Nil processing fees.

  • 1.5% cashback - other spends
  • Get 1%* cashback on your other spends, up to a maximum of Rs 500 per month. Fuel transactions are not eligible for cashback


Standard Chartered DigiSmart Credit Card

    • Myntra Fashion Offer
    • A cool 20% off* at Myntra with no minimum spend. Valid on 1 transaction per month upto a maximum discount of INR 700.

    • Offer on Zomato Food Orders
    • The promo code DIGISMART will get you 10% discount* on Zomato orders with no minimum spend. Valid for 5 transactions per month with a maximum discount of INR 150 per transaction.

    • Shopping discounts at Yatra.com
    • Get a 20% discount* at Yatra on domestic flights upto INR 750 and a 10% discount* on international flights upto INR 10,000. Also get 25% discount on domestic hotel bookings upto INR 4,000. Valid for 1 transaction per quarter, per category. Apply promo code: DIGISMART.

    • Best Shopping Credit Card for Online Groceries
    • Key in the promo code DIGISMART and get 10% off* on Grofers with no minimum spend. This offer is valid for five transactions per month, with a monthly discount maximum of INR 1,000.

    • Free* movie ticket at INOX
    • Buy One Get One (BOGO) movie ticket free* at INOX on Saturdays and Sundays! Valid for 2 transactions per month with a maximum discount of INR 200 per transaction.

    • Cashback on Ola cab bookings
    • Get a sweet 15% cashback* on your Ola cab bookings with a maximum cashback of INR 600 per month.

    • No physical interaction required
    • Get instant approval on your application and also complete your KYC online through a video.


Standard Chartered Manhattan Platinum Credit Card

    • 5% cashback at supermarkets
    • Refer Terms and Condition for details.

    • The Good Life programme
    • Enjoy a host of discounts and offers with the Standard Chartered Good Life programme, on your credit card.

    • 3x rewards
    • Get 3x rewards when you use your credit card for all other expenses.

    • Offers and discounts
    • Enjoy a host of offers and discounts across shopping, travel, and more with exclusive offers on your card.


Standard Chartered Platinum Rewards Credit Card

      • 5x reward points
      • The Platinum Rewards card lets you earn 5 reward points for every INR 150 spent on dining and fuel with no monthly cap on the rewards earned. Terms and conditions apply.

      • No physical interaction required
      • Get instant approval on your application and also complete your KYC online through a video.

      • 1x reward point
      • Earn 1 reward point, with the best rewards credit card by SC, for every INR 150 spent on all other categories. Terms and conditions apply.


Standard Chartered Ultimate Credit Card

    • Ultimate Rewards
    • Earn 5 reward points on every INR 150 spent and get maximum benefit with 1 reward point equal to Re 1.

    • Foreign currency markup
    • Enjoy reduced foreign currency markup fee of 2% on all foreign currency transactions.

    • Travel Benefits
    • 5% cashback* on duty free spends and access to over 1000 airport lounges across the world.

    • Lifestyle Benefits
    • Get complimentary access to premier golf courses in the country.


Standard Chartered Super Value Titanium Credit Card

        • 5% cashback on fuel
        • You are eligible for a 5% cashback on fuel spends at all fuel stations up to INR 200 per month (Max cashback INR 100 per transaction). All transactions of INR 2,000 or below are eligible for cashback.

        • 5% cashback on utility bills
        • Receive 5% cashback on paying for your utility bills. The minimum transaction amount is just INR 750 (Max cashback INR 100 per transaction) and you can receive a maximum cashback amount of Rs 100 per month.

        • For Premium Banking Customers
        • Our esteemed Premium Banking Customers can enjoy complimentary Super Value Titanium credit card which also comes with a complimentary* Priority Pass membership.

        • 5% cashback on phone bills
        • Get a cool 5% cash back on your telephone bills, for any transaction amount above just INR 750 (Max cashback INR 100 per transaction). The maximum cashback available per month is INR 200.

        • Rewards on other spends
        • For every INR 150 you spend on all other expenses using your credit card, you earn 1 reward point. Redeem reward points to indulge yourself with vouchers, discounts and other incredible offers from our catalogue.

        • No physical interaction required
        • Get instant approval on your application and also complete your KYC online through a video.

Features & Benefits of an Standard Chartered Credit Card

  • Convert your purchases into EMIs: Pay for any purchase above Rs.5,000 in monthly installments with the Kuch Bhi on EMI facility. Get affordable interest rates, 1% processing fee, tenures of 6 months to 4 years, and no pre-closure charges.
  • Pay off your outstanding balance in installments: You can repay the outstanding amount on your card in installments at a rate of 1.49% per month and no processing fee. You can convert outstanding balance of up to Rs.5 lakh into tenures of 6 months to 5 years.
  • Balance transfer to clear outstanding dues: Transfer outstanding balance from other cards to your SCB card and save on interest payments. You can transfer up to Rs.5 lakh at an interest rate of 0.99% per month for the first 6 months.
  • Loan on your card: Get a loan of up to Rs.7.5 lakh on your credit card. These loans come at low interest rates and don't need any documentation.
  • Online and mobile bill payment: Pay your bills on-the-go with online and mobile banking. This way you can ensure that you don't miss the payment due date.

Eligibility Criteria of an Standard Chartered Credit Card

The bank has set certain guidelines for the age of the applicant, minimum income, etc.If you’re looking to apply for an Standard Chartered Credit Card, you’ll have to meet certain

The below are the basic eligibility criteria to apply for Standard Chartered credit card:

  • You should be between the age of 21 and 65.
  • You should have a steady monthly income.
  • All applications are subject to credit and other policies set by the bank.
  • You should belong to credit cards sourcing cities of the bank

Apply for Standard Chartered Credit Card

For a Standard Chartered credit card, you can easily apply online and get an instant in-principle decision regarding your application approval.

  • You can start the process by submitting your application online. Shortly thereafter, the bank representative will get in touch with you to confirm the online credit card approval. You may also be asked for further documents to complete the process.
  • Your credit card should arrive within 7-15 days from when you submit your application form and documents. During this time, it will be subject to the final policy and verification checks by the bank. Please feel free to contact our bank anytime for an update on your application and our representatives will be ready to assist you.

FREQUENTLY ASKED QUESTIONS

Have a question? We've got answers!

Once you have completed the application process, it usually takes 7 to 15 working days for you to get your card, pending verification and approval. The wait period varies from applicant to applicant and can take more than 15 days as well

You need to log in to SCB's online banking to request for a new card. If your old card has been stolen or lost, you need to first inform the bank to block it. This will make sure that no fraudulent transactions are carried out using that card.

Yes, only those who are above 21 years of age can apply for a Standard chartered card. You need to have a steady income and a favorable credit report to be eligible as well. The upper age limit for applicants of most cards is 65 years.

Yes, you can request the bank to approve add-on cards that can be used by family members. A percentage of your credit limit will be dedicated as the limit for the add-on cards.

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