Kotak Mahindra Bank offers customers a range of credit cards, which can be used as economical tools. The bank provides credit cards with attractive features such as travel benefits, discounts, and cashback mechanisms, which act as rewards for spending money. Different types of credit cards from Kotak Mahindra Bank are available for different purposes and to meet the needs of every type of customer. With so many types of credit cards available in the marketplace, it is difficult for one to choose the right one for themselves. Therefore, we have listed the most popular cards with all their details.
We know choosing the right credit card that fits your needs can be quite tricky in this pool of offers. Therefore, we are here to help with all the details including the fees, ratings, and category.
Kotak Bank Royale Signature Credit Card Joining Fee: Rs. 999 Renewal fee: 999+18% GST Waived off on annual spends of (>1 lakh) per year. |
Kotak Bank League Platinum Credit Card Joining Fee: Rs. 500/NIL Renewal fee: Rs. 499 |
Some of the general fees and charges related to the Kotak Credit Cards are mentioned below for your reference:
Fee Type |
Amount |
Joining Fee |
Depends on the credit card variant |
Annual Fee |
Depends on the credit card variant |
Finance Charges |
Up to 3.50% per month (42.00% p.a.)* |
Certain charges may vary depending on the type of card you use. Please refer to the terms and conditions for details on specific types of cards. For other fees and charges, as well as detailed information about our payment processing services, please click here.
The first and foremost requirement for a Kotak Mahindra Card will be having a good credit score (above 750), apart from that, there are a few more eligibility criteria that you need to meet for being eligible for the Kotak Mahindra Credit Card.
Age The applicant’s age needs to be a minimum of 21 years and a maximum of 65 years. |
Occupation Both salaried and self-employed individuals can apply for the Kotak Credit Card. |