Here are a few factors

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Contactless Transactions

Vast Reward Plans
Up to 4x reward points on select merchants
Fuel Surcharge Waiver
Make Every Spending Count With Attractive Rewards

Platinum Aura Edge Party Plan

Spend Categories

Savings Points on Rs. 100 Spent

Restaurant bills

4 Points

Bill payments in bars & pubs

2.5 Points

Movie tickets

1.5 Points

All other spends on your card

0.5 Points

Indusind Platinum Aura Edge Credit Card

With Indusind Platinum Aura Edge Credit Card you can manage all your expenses along with earning attractive reward points.

IndusInd Bank Credit Card

IndusInd Bank is listed as one of the top and most recommended credit card issuers in India. They are offering credit cards in various categories like; shopping, travel, rewards, movies, etc. So, to make your life easy, we have curated a list of the most popular IndusInd credit cards along with their unique features and benefits. So, let's get started:

Top IndusInd Bank Credit Cards

IndusInd Bank Credit Cards have been curated meticulously by keeping in mind the most essential needs of users. To avail of exclusive benefits, let's dig deep and find out the best offers on the bay:

IndusInd Bank Platinum Aura Edge Credit Card

The IndusInd Platinum Aura Edge Credit Card is a shopping credit card that offers variable reward schemes in a variety of categories, including department store purchases, consumer durable purchases, movie ticket bookings, bill payments, and much more.

  • Card Type: Mid-level
  • Best Suited for: Shopping
  • Joining Fee: 499+18% GST
  • Renewal Fee: one-time charges -499+18% GST SRB based within 3 months 3 transaction no amount limit then 499 waived off.
  • Reward Points Validity: 2 Year
  • 1 REWARDS POINT= 0.50RS
  • Best Feature: 4 savings points per Rs. 100 spent at departmental stores and grocery
01
Visit Our Website

For the first step, you will have to visit our website to explore the options that fit your needs.

02
Select and Apply

Once you shortlist the credit card you have been looking for, apply for it, and proceed with the further process.

03
Submit Your Document

One of the most important steps. Now you will have to submit all the required documents digitally.

04
Enjoy Your Credit Card!

Once your application gets approved based on your eligibility, you will be having your Credit Card in hand.

Keep a Check on Your Document for a Smoother Process

Documents Required

PAN Card

Aadhaar Card

Latest card statement

Voter ID

Driving license

3 Month Salary Slip;

3 months bank statement

IndusInd Platinum Aura Edge Credit Card Fees & Charges

  • Annual Fee: Nil
  • Finance Charges: 3.83% p.m. (46% p.a.)
  • Late Payment Charges for statement balance:
    • Less than Rs. 100 – Nil
    • Rs. 500 up to Rs.500 – Rs. 100
    • Rs. 501 to Rs. 1,000 – Rs. 350
    • Rs. 1,001 to Rs. 10,000 – Rs. 550
    • Rs. 10,001 to Rs. 25,000 – Rs. 800
    • Rs. 25,001 to Rs. 50,000 – Rs. 1,100
    • Above Rs. 50,000 – Rs. 1,300

The applicant must fulfil the below eligibility criteria to apply for this credit card:

  • Occupation: Salaried or Self-employed
  • Minimum Income for Salaried Applicants: Rs. 32,000 per month
  • Minimum Income for Self-employed Applicants: ITR > Rs. 32,000 per month
Make Every Spending Count With Attractive Rewards

Platinum Aura Edge Home Plan

Spend Categories

Savings Points on Rs. 100 Spent

Grocery Shopping

4 Points

Cellphone & Electricity bills

2.5 Points

Insurance Premium & Medical Spends

1.5 Points

All other spends on your card

0.5 Points

Make Every Spending Count With Attractive Rewards

Platinum Aura Edge Travel Plan

Spend Categories

Savings Points on Rs. 100 Spent

Hotel expenses

4 Points

Airline tickets

2.5 Points

Car rental & rail tickets

1.5 Points

All other spends on your card

0.5 Points

Earn Extra Whenever You Spend

Additional benefits

  • Book my show: Buy one get one monthly free.
  • Lounge services: Get access to more than 600 domestic airport lounges with the Complimentary Priority Pass. 8 complimentary access to airport lounges all over the world with the Travel Plus Programme. Travel Plus Programme available at an enrolment fee.
  • Travel plus program: Platinum Aura Edge Credit Card also offers membership to the Travel Plus Program at Rs. 5,000. Under this, the $27 fee for international lounge visits will be waived off. 8 such waivers can be availed in a year.
  • Fuel surcharge waiver: Get a 1% fuel surcharge waiver for transactions between Rs. 400 and Rs. 4,000 at all fuel stations in India.
  • Travel Insurance Coverage: You will get coverage on lost baggage, lost passport, delayed baggage, lost ticket, missed connecting flights, personal air accident cover of up to Rs. 25 Lakh, lost card liability cover: Up to the credit limit.

Reward redemption option

You will get the following options:

  • Cash credit: 1 savings point equals Re. 0.50
  • Convert savings points to Vistara Points or InterMiles
  • Purchase vouchers or merchandise from Indus Moments Rewards Catalogue

For IndusInd Bank Platinum Aura Edge Credit Card Cash Credit option, you can redeem up to 10,000 reward points in one statement cycle. To redeem your reward points for the above-mentioned reward redemption alternatives, call the phone banking line at 18602677777.

Leave Your Question

FREQUENTLY ASKED QUESTIONS

Yes, the joining fee of IndusInd Bank Platinum Aura Edge Credit Card is Rs. 499+18% GST.

You must notify the bank as soon as you notice the loss of your card or a fraudulent transaction by calling the customer service number 1860 267 7777.

Yes, you can convert your reward points into inter miles as well as Vistara points.

A CIBIL score lower than 700 can be a roadblock in getting this credit card. Generally, a credit score of 700 and higher is considered as a good one.

Age is not the only factor considered while applying for this credit card. There are other important factors too. However, it's important that you are at least at the age of 21.

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