Here are a few factors

Rating 4.6 /
Total - 410 ratings
Location Pan India as per Pincode
CIBIL Score 700+
Product 6 cards 
Card Limit & Vintage in case of Card to Card Product 1 year vintage with
75k credit limit with 20% available balance 
TAT Card to Card-3 Days, New Card-7 days
Applicant Any Self Employed or Salaried Individual
Applicant Age 1. Salaried 21-60
2. Self employed 23-60
Minimum Income 1.Salaried- 30K net Monthly Salary 2, Self Employed- ITR of 4.80 Lac+
Type of Cards 1. Platinum Aura Edge Visa Credit Card
2. Platinum credit card 
3. Legend Credit Card
Annual Fees Nil on Usage basis
Reward Point Airport lounge domestic, Encase reward point,
Fuel surcharge waiver on all pumps 
Negative Profile Minus 1 Applicant, Group D employee ,Jewelers, Police, Advocate
USP Card on CIBIL basis
Additional Single Name not allowed, Name mismatch not allowed, short address not allowed
IndusIand Credit Card

Get Ready for Anything with IndusInd Bank

IndusInd Bank is listed as one of the top and most recommended credit card issuers in India. They are offering credit cards in various categories like; shopping, travel, rewards, movies, etc. So, to make your life easy, we have curated a list of the most popular IndusInd credit cards along with their unique features and benefits.

Visit Our Website

For the first step, you will have to visit our website to explore the options that fit your needs.

Select and Apply

Once you shortlist the credit card you have been looking for, apply for it, and proceed with the further process.

Submit Your Document

One of the most important steps. Now you will have to submit all the required documents digitally.

Enjoy Your Credit Card!

Once your application gets approved based on your eligibility, you will be having your Credit Card in hand.

Easy Documentation, Smoother Process

Required Documents for IndusInd Credit Card

PAN Card

Aadhaar Card

Driving Licence

Voter ID


Registered rent agreement

Current passport size photograph

Salaried income documents

Self Employed person documents

Salaried income documents

  • Last 3 months' salary slip
  • Form 16 of last 2 years
  • Income Tax Return if any of last 2 Years
  • Last 3 months' bank statement if the salary directly credited in the bank account
  • Certificate of employment from current employer

Self Employed person documents

  • Income tax returns of previous 2 years
  • Statement of finances with a proper balance sheet with profit and loss in that sheet
  • Bank statement with continuity of business
  • GST registration evidence of business

Card to Card Documents

The documents required for a card-to-card application vary, but common documents include:

  • Government Issued Photo ID
  • Proof of Residency
  • Proof of Income
  • Applcation Form
  • Authorization to run a Credit Check (if required)

Note : IndusIand may ask for additional documents based on the applicant’s profile. The above list is for reference purposes only.

Wondering How to Apply? Here You Go!

How to Apply for an IndusInd Credit Card

The process of applying for a Credit card can be really daunting sometimes but with ReferLoan you can make the process easy and quick. .

  • Visit the website of ReferLoan
  • There you can find the list of credit cards on the top.
  • Choose an IndusInd card and click on the ‘Check Eligibility’ button
  • You will be prompted with a list of questions
  • If you’re eligible for the card, you will be redirected to the online application page.
  • Fill in all the required fields on the page before clicking on ‘Submit’.
  • You will then be asked to upload the documents – do the same and click on ‘Submit’
Redeem Your Reward Points and Get Exciting Gifts and Vouchers

How to Redeem an IndusIand Credit Card Reward Point?

  • Login to your Net Banking account
  • Click on the “ Card” tab and register your card as a one-time activity.
  • Now click on the link called Redeem Reward Points on the left side navigation bar.
  • Choose your card, click Continue, and then proceed to the online redemption portal.
  • If you’re eligible for the card, you will be redirected to the online application page.
  • Filter your collected Points Range and preferred Item Category to view the catalog
  • Choose your item, add it to the cart with the preferred quantity and click View Shopping Cart Link.
  • To proceed further, please read the Terms & Conditions and click on the check box confirming that you have read them.
  • You are done now. A copy of your voucher will be received on your registered email ID and Mobile Number
Access Your Credit Card Anywhere Through NetBanking

IndusIand Credit Card Login for Net Banking

  • Log in to your net banking with the provided customer ID and IPIN.
  • On the main menu, select the “ Cards” option
  • Select the “ Credit Card” option from the drop-down
  • Select the “ Register Credit Card” option on the left side of the menu
  • If you’re eligible for the card, you will be redirected to the online application page.
  • Fill in your card details like credit card number, expiry, and pin.
  • After confirming all the filled-in details are right, click on “Submit”

In Case of Any Query

IndusInd Bank Limited, 2401 Gen. 
Thimmayya Road (Cantonment), 
Pune-411 001, India 
Leave Your Question


With an IndusInd credit card, you can enjoy benefits and discounts when shopping, dining out, traveling, and going to the movies. Plus, you'll get cash back on your purchases. IndusInd Bank's credit cards are a great way to save money. 

If by any chance you have lost your credit card, you don’t need to panic. You can get your account blocked in two ways: 1. Reach out to the customer care executive and 2, through Net Banking or Mobile App Banking.

The joining fee for the IndusInd Platinum Aura Edge credit card is nominal, Rs. 500/- and zero annual fees.

IndusInd Bank credit cardholders must contact the Phone Banking service to redeem their reward points and place a redemption request. Cardholders can also redeem their points online at

To apply for any IndusInd Bank Credit Card, you can go to the official website of IndusInd bank, or you can call 1860 267 7777 to apply for this Credit Card.