Here are a few factors

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Card Type :                                                                             Shopping                                                                                                           
Best Suited :
Joining Fee :
Rs 1,000+ GST
Annual Fee :
Rs 1,000 + GST
Finance Charges :
0.036% per month
Negative Profiles :

NRI, Age below 21, Pensioner, CIBIL below 750, Driver, Collection Agency, Minus 1 CIBIL.

Best Profiles :

10 Reward Points for Every Rs. 100 Spend.

Check Here Some Exciting Perks 

  • 10,000 Bonus points on the spend of Rs. 2 lacs in a year.
  • 20% discount on partner restaurants via Swiggy Dine Out.
  • 5% Cashback on Sony LIV Subscription.

Spend and enjoy the fun of getting cashback!

  • 5% cashback on BookMyShow,, Flipkart, Myntra, Sony LIV, Swiggy, Tata CLiQ, Uber and Zomato.

Required Documents

PAN card photocopy or Form 60

Latest payslip/Form 16/IT return copy as proof of income

Residence proof (any one of the following):


Driving License

Ration card

Electricity bill

Landline telephone bill

Benefits of HDFC Bank Millennia Credit Card

  • If you spend at least Rs. 2,000 on buying using SmartBuy and PayZapp, you can get 5% cashback, or Rs. 750 every month.
  • 5% cashback on Flipkart, Amazon, and airfare and hotel bookings made through SmartBuy and PayZapp.
  • 1% discount on fuel surcharge. The maximum waiver amount is Rs. 250 per month.
  • Each year, 8 domestic lounge visits are granted at no cost.

Eligibility to Apply for HDFC Bank Millennia Credit Card

  • Primary cardholders must be between the age of 21 years to 40 years.
  • Add-on cardholders should be over 18 years.
  • Income of the applicant must be Rs. 3,60,000 per annum or more.
  • Resident Indian
Leave Your Question


Yes. All EMI transactions made with the HDFC Millennia Card can receive cashback rewards.

Your CashPoints are useless unless you redeem them within 2 years after collection, so it is highly suggested that you spend the reward points soon.

The bank determines the card limit by considering your credit score and history, among other factors.

Your HDFC Bank Millennia Credit Card reward points are going to expire after two years of accumulation.

The minimum age of the Add-On Credit Card Holder should be 18 or same as the primary card holder .