Explore Your Options
hdfc millennia credit card
HDFC Millennia is an online credit card that offers a lot of benefits to millennials because they are frequently shopping online.
Powered By
hdfc millennia credit card
Apply Now
hdfc millennia credit cardHere are a few factors
|
Benefits & Features of HDFC Millennia Credit Card
SBI Prime offers up to 20 reward points for every transaction, which varies by category. You can use your accrued reward points to pay down your outstanding credit card payments. The following are the specifics:
Welcome Benefit
Avail an e-gift voucher worth Rs.3,000 from any of the following brands:
-
Bata/ Hush Puppies, Pantaloons, Shoppers Stop: Vouchers can be redeemed by showing the code at the respective brand store.
-
Aditya Birla Retail Voucher: Redeemable at selected brands such as Louis Philippe, Van Heusen, Allen Solly, Peter England, Planet Fashion, and Simon Carter.
-
Yatra: Voucher can be redeemed online at the time of purchase.
One Step Closer to a Better Lifestyle
Visit Our Website
For the first step, you will have to visit our website to explore the options that fit your needs.
Select and Apply
Once you shortlist the credit card you have been looking for, apply for it, and proceed with the further process.
Submit Your Document
One of the most important steps. Now you will have to submit all the required documents digitally.
Enjoy Your Credit Card!
Once your application gets approved based on your eligibility, you will be having your Credit Card in hand.
Required Documents
PAN Card
Aadhaar Card
Latest card statement
Voter ID
6 Month vintage proof
The applicant must fulfil the below eligibility criteria to apply for this credit card:
-
Occupation: Salaried or Self-employed
-
Minimum Income for Salaried Applicants: Rs. 32,000 per month
-
Minimum Income for Self-employed Applicants: ITR > Rs. 32,000 per month
HDFC Millennia Credit Card Fees & Charges
-
Joining Fee: Rs. 2,500
-
Renewal Fee: Rs. 2,999 +GST (per annum)
-
Annual Fee: Rs. 2,999 + GST (One-Time)
-
Finance Charges: Up to 3.50% per month [42% per annum]
-
Late Payment Charges for statement balance:
-
Less than Rs. 500 – Nil
-
Rs. 500 up to Rs. 1,000 – Rs. 400
-
Rs. 1,000 up to Rs. 10,000 – Rs. 750
-
Rs. 10,000 up to Rs. 25,000 – Rs. 950
-
Rs. 25,000 up to Rs. 50,000 – Rs. 1,100
-
Amount over Rs. 50,000 – Rs. 1,300
-
FREQUENTLY ASKED QUESTIONS
Yes, with the HDFC Millennia Credit Card you can earn 5% Cashback on Amazon, BookMyShow, Cult.fit, Flipkart, Myntra, Sony LIV, Swiggy, Tata CLiQ, and Uber purchases made on the card.
The age limit to be eligible for the HDFC Millennia Credit Card application is 21 to 40 years.
To be eligible, the Gross monthly income of the applicant must be Rs. 35,000.
As specified by HDFC Bank, keep spending over ₹1,00,000 a year before your Credit Card renewal date and you can get renewal fees waived off.
Yes, The fee for redeeming rewards points on HDFC Millenia Credit Card is Rs. 99 per redemption request. And no redemption fees are charged when reward points are redeemed toward cash back.
ReferLoan is a Marketplace which connect Financial institutes with prospective users through its integrated approach. ReferLoan helps users to increase their CIBIL Score and finding the best Financial Products from the available Financial Institutions. ReferLoan is the only Market Place which helps the users to explore the opportunities in Debt as well as in Equity.
Copyright 2023 © Referloan.in.