hdfc millennia credit card

Here are a few factors

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Zero Lost Card Liability

5% cashback on online shopping portals
1% cashback on all other spends
Upto 20% discount on partner restaurants via Dineout
e-Gift Vouchers
Bag in Exciting Benefits Along With your Credit Card

Benefits & Features of HDFC Millennia Credit Card

SBI Prime offers up to 20 reward points for every transaction, which varies by category. You can use your accrued reward points to pay down your outstanding credit card payments. The following are the specifics:

Welcome Benefit

Avail an e-gift voucher worth Rs.3,000 from any of the following brands:

  • Bata/ Hush Puppies, Pantaloons, Shoppers Stop: Vouchers can be redeemed by showing the code at the respective brand store.
  • Aditya Birla Retail Voucher: Redeemable at selected brands such as Louis Philippe, Van Heusen, Allen Solly, Peter England, Planet Fashion, and Simon Carter.
  • Yatra: Voucher can be redeemed online at the time of purchase.
Visit Our Website

For the first step, you will have to visit our website to explore the options that fit your needs.

Select and Apply

Once you shortlist the credit card you have been looking for, apply for it, and proceed with the further process.

Submit Your Document

One of the most important steps. Now you will have to submit all the required documents digitally.

Enjoy Your Credit Card!

Once your application gets approved based on your eligibility, you will be having your Credit Card in hand.

Keep a Check on Your Document for a Smoother Process

Required Documents

PAN Card

Aadhaar Card

Latest card statement

Voter ID

6 Month vintage proof

The applicant must fulfil the below eligibility criteria to apply for this credit card:

  • Occupation: Salaried or Self-employed
  • Minimum Income for Salaried Applicants: Rs. 32,000 per month
  • Minimum Income for Self-employed Applicants: ITR > Rs. 32,000 per month

HDFC Millennia Credit Card Fees & Charges

  • Joining Fee: Rs. 2,500
  • Renewal Fee: Rs. 2,999 +GST (per annum)
  • Annual Fee: Rs. 2,999 + GST (One-Time)
  • Finance Charges: Up to 3.50% per month [42% per annum]
  • Late Payment Charges for statement balance:
    • Less than Rs. 500 – Nil
    • Rs. 500 up to Rs. 1,000 – Rs. 400
    • Rs. 1,000 up to Rs. 10,000 – Rs. 750
    • Rs. 10,000 up to Rs. 25,000 – Rs. 950
    • Rs. 25,000 up to Rs. 50,000 – Rs. 1,100
    • Amount over Rs. 50,000 – Rs. 1,300
Leave Your Question


Yes, with the HDFC Millennia Credit Card you can earn 5% Cashback on Amazon, BookMyShow,, Flipkart, Myntra, Sony LIV, Swiggy, Tata CLiQ, and Uber purchases made on the card.

The age limit to be eligible for the HDFC Millennia Credit Card application is 21 to 40 years.

To be eligible, the Gross monthly income of the applicant must be Rs. 35,000.

As specified by HDFC Bank, keep spending over ₹1,00,000 a year before your Credit Card renewal date and you can get renewal fees waived off.

Yes, The fee for redeeming rewards points on HDFC Millenia Credit Card is Rs. 99 per redemption request. And no redemption fees are charged when reward points are redeemed toward cash back.