HDFC Millennia is an online credit card that offers a lot of benefits to millennials because they are frequently shopping online.This is one of the best credit cards for shopping online. It offers up to 5% cash back on online transactions and 1% cashback on all other spends.
If you’re looking for a premium card that offers perks worth splurging on, the HDFC Regalia Credit Card is the right choice for you.
The HDFC Millennia Credit Card is one of the most well-known credit cards in India, which offers a wide range of benefits. Some important features it has include discounts on shopping at various brands like Amazon, Flipkart and others.
The following are the welcome benefits you can earn when joining:
1000 Reward Points on Joining
Get up to 5% cashback on multiple brands
Here’s how cash points work: It costs 1 Cash Point to redeem benefits with SmartBuy Rewards Portal, for example a flight or hotel booking or rewards catalogue.
Annual bonus rewards
Rs 1000 worth gift vouchers on spends of Rs 1,00,000 and above in each calendar quarter
Complimentary domestic lounge
8 Complimentary Domestic Lounge Access per calendar year (2 in a quarter. Rs 2 or Rs 25 (depending upon VISA/RuPay/Diners or MasterCard) will be charged to the Credit Card for the Lounge Access )
The HDFC Millenia credit card has the following fees and charges such as:
The applicant must fulfil the below eligibility criteria to apply for this credit card:
The HDFC Millennia Credit Card offers a variety of benefits to its users. One such benefit is the airport lounge access offered by this card, as well as cashback and rewards on online purchases.HDFC Millennia Credit Card offers cashback and rewards on your online purchases, as well as complimentary airport lounge access for its users. If you shop frequently online, it is definitely a good option because the annual fee waiver can be used effectively (if you spend Rs. 1 lakh in a year).