Here are a few factors

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Welcome e-Voucher Gifts
Axis Credit Card

Get Living. Get Winning. Get Axis.

With credit cards from Axis Bank, you can enjoy a host of benefits and a number of exclusive privileges that are tailored to meet the needs of a diverse set of customers. Whether you’re looking for a card that offers cashback or rewards, shopping or travel benefits, their portfolio has an option that matches your preferences exactly. Find out more about their range of credit cards with us and apply online to enjoy these exclusive offerings.

Elevate Your Lifestyle with Axis Credit Card

Meet Axis Bank's wide range of credit cards that have plenty of attractive and tempting benefits.
Visit Our Website

For the first step, you will have to visit our website to explore the options that fit your needs.

Select and Apply

Once you shortlist the credit card you have been looking for, apply for it, and proceed with the further process.

Submit Your Document

One of the most important steps. Now you will have to submit all the required documents digitally.

Enjoy Your Credit Card!

Once your application gets approved based on your eligibility, you will be having your Credit Card in hand.

Eligibility Criteria of an Axis Bank Credit Card

To be eligible for an Axis Bank Credit Card, the applicant need to match the following categories

Age Limit

Applicants must be between the age of 18-70 Years.

Annual Income

The annual income of the applicant must be Rs. 6 Lac at least.


The applicant should be a resident of India or a Non-Resident Indian.


The applicant must be either a salaried individual or Sel-employed.

Easy Documentation, Smoother Process

Required Documents for AXIS Credit Card

PAN Card

Aadhaar Card

Driving Licence

Voter ID


Registered rent agreement

Current passport size photograph

Salaried income documents

Self Employed person documents

Salaried income documents

  • Last 3 months' salary slip
  • Form 16 of last 2 years
  • Income Tax Return if any of last 2 Years
  • Last 3 months' bank statement if the salary directly credited in the bank account
  • Certificate of employment from current employer

Self Employed person documents

  • Income tax returns of previous 2 years
  • Statement of finances with a proper balance sheet with profit and loss in that sheet
  • Bank statement with continuity of business
  • GST registration evidence of business

Card to Card Documents

The documents required for a card-to-card application vary, but common documents include:

  • Government Issued Photo ID
  • Proof of Residency
  • Proof of Income
  • Application Form
  • Authorization to run a Credit Check (if required)

Note : Axis may ask for additional documents based on the applicant’s profile. The above list is for reference purposes only.

Wondering How to Apply? Here You Go!

How to Apply 

The process of applying for a Credit card can be really daunting sometimes but with ReferLoan you can make the process easy and quick. .

  • Visit the website of ReferLoan
  • There you can find the list of credit cards on the top.
  • Choose an Axis card and click on the ‘Check Eligibility’ button
  • You will be prompted with a list of questions
  • If you’re eligible for the card, you will be redirected to the online application page.
  • Fill in all the required fields on the page before clicking on ‘Submit’.
  • You will then be asked to upload the documents – do the same and click on ‘Submit’
Redeem Your Reward Points and Get Exciting Gifts and Vouchers

How to Redeem an AXIS Credit Card Reward Point?

  • Login to your Net Banking account
  • Click on the “ Card” tab and register your card as a one-time activity.
  • Now click on the link called Redeem Reward Points on the left side navigation bar.
  • Choose your card, click Continue, and then proceed to the online redemption portal.
  • If you’re eligible for the card, you will be redirected to the online application page.
  • Filter your collected Points Range and preferred Item Category to view the catalog
  • Choose your item, add it to the cart with the preferred quantity and click View Shopping Cart Link.
  • To proceed further, please read the Terms & Conditions and click on the check box confirming that you have read them.
  • You are done now. A copy of your voucher will be received on your registered email ID and Mobile Number
Access Your Credit Card Anywhere Through NetBanking

AXIS Credit Card Login for Net Banking

  • Log in to your net banking with the provided customer ID and IPIN.
  • On the main menu, select the “ Cards” option
  • Select the “ Credit Card” option from the drop-down
  • Select the “ Register Credit Card” option on the left side of the menu
  • If you’re eligible for the card, you will be redirected to the online application page.
  • Fill in your card details like credit card number, expiry, and pin.
  • After confirming all the filled-in details are right, click on “Submit”
Features & Benefits of an Axis Bank Credit Card

The following are some benefits of Axis Bank credit cards:

  • Log in to your net banking with the provided customer ID and IPIN.
  • World-class privileges with unlimited discounts from various merchant outlets.
  • Cashback options
  • Higher purchase limits
  • Over 500 rewards from Axis Bank's EDGE Loyalty program
  • Discounts on dining, shopping, and e-commerce transactions
  • Create your own credit card using MyDesig
  • Credit cards with embedded EMV chips for enhanced security
  • Complimentary flight tickets
  • Discounts on movie tickets
  • Waiver of fuel surcharges
  • Access to airport lounges
  • Discounted deals on hotel bookings and restaurant orders
Leave Your Question


There are multiple high-in-demand credit cards from Axis Bank like Axis Bank ACE Credit Card, Flipkart Axis Credit Card, Axis Neo Credit Card, Axis Select Credit card, etc. Which one is the best completely depends on the needs and budget of the applicant.

To apply for an Axis Credit Card, you can simply visit the official website of Axis Bank or you can also apply through ReferLoan’s Website.

Yes, you can apply for an Add-on card even if you are a housewife. The only requirement is, your age must be a minimum of 18.

The salary requirement for an Axis bank credit card is a net income of Rs. 9,00,000 per annum and above.

No, not just axis but most banks won’t allow accessing a credit card if you are not employed.