Here are a few factors

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Card Type :                                                                             Reward & Cashback                                                                                                        
Best Suited :
Reward & Cashback
Joining Fee :
Rs 499 + GST
Annual Fee :
Rs 499 + GST
Finance Charges :
0.0359% per month
Negative Profiles :

NRI, Age below 18, Pensioner, CIBIL below 720, Minus 1 CIBIL, Group D employee, Individuals with Cash Salary, Single Name not allowed, Name mismatch not allowed, short address not allowed

Best Features :

2 Reward Points per INR 100 retail spend for all your online transactions.

Enjoy the perks of AU Bank Altura Plus Credit Card!I

  • 1.5% Cashback(Maximum upto Rs 100 per Statement Cycle) on all POS retail spends done at merchant outlets.

Check Here Some Exciting Perks

  • 500 Bonus Reward Points if you spend INR 20,000 retail spends* or more in a calendar month.
    Using the AU Altura Plus Credit Card, you may convert transactions worth Rs. 2,000 or more into easy EMI choices and choose a repayment period that suits you.

Required Documents

PAN card photocopy or Form 60

Latest payslip/Form 16/IT return copy as proof of income

Residence proof (any one of the following):

Ration card

Electricity bill

Driving License


Landline telephone bill

Benefits of AU Bank Altura Plus Credit Card

2 complimentary lounge access per calendar quarter.

Low Joining fee.

Low Annual fee.

No Add-on card fee.

Eligibility to Apply for AU Bank Altura Plus Credit Card

Primary cardholder must be between the age of 18 years to 65 years

Add-on cardholders should be of 18 years or above.

Income of Self-employed applicant must be Rs. 6,00,000 per annum or more

Net income of the salaried applicant must be above Rs. 25,000 monthly

Resident Indian

Leave Your Question


GST will be imposed at an 18% rate on all fees, charges, and interest rates associated with your card.

The minimum age of the Add-On Credit Card Holder should be 18 or same as the primary card holder .

The joining fee of this card is 499+GST.

Yes, there is.